Our “home game”: Structuring, servicing and supervising transactions targeting the optimisation of financial institutions’ risk weighted assets (RWA) as well as setting up similar transactions for other regulated market participants to achieve the most optimal outcome.
A functioning banking system is an integral part of a healthy economy. The recent financial crisis has demonstrated that an unstable banking environment can have severe effects on nearly all economic sectors. As a consequence, regulators around the world have heavily tightened bank capital requirements.
Considerations for banks: Efficient capital management has become an important competitive advantage. In an increasingly complex regulatory environment it has become ever more challenging to identify legally possible and valid structures, to implement transactions successfully and to prepare portfolio data in a transparent way.
Insurance companies will also face significant capital requirements over the coming years. Initial estimates currently predict that in the German insurance industry alone the implementation of Solvency II will lead to additional capital requirements of more than ten billion Euros. We believe that capital relief products like default swaps or financial guarantees will play a more prominent role for insurance companies in the future.
Caplantic has significant experience in this field and can support its customers actively in all phases of relevant transactions.